How Will An Accident Affect My Auto Insurance Rates?

If you are involved in an auto insurance accident in New York, there are some factors to consider when filing a claim.  Many times an accident may affect your auto insurance rates, so there are things you can do to minimize the effects of a potential rate increase.
  1. Ask your company about rate increases.Your insurance company can tell you what happens if a claimed is filed and how claims may affect your rates in your area.
  2. Accident forgiveness.There are some companies that offer at-fault accident forgiveness.This mean your NY auto insurance rate won’t increase after your first accident.Ask your insurance agent for more details about this coverage.
  3. Know Your Policy.Have your agent explain your policy & the effects a claim may have on your insurance and if the rates will increase & by what percentage.
In most cases, claims will affect your auto insurance rates, so by comparing rates with Rockland Insurance Agency you can compare companies that offers fair increases or any accident forgiveness options.